Do You Know Where Your Money is Going?

Lots of folks are feeling the pinch of increases in everyday expenses when the paychecks have not increased to catch up. Food costs have increased, and now, consumers are seeing rising costs in staples such as milk, eggs, bread and meat. The cost of heating your home has increased and with the brutal winter weather it means more money coming out of your pocket to stay warm. Even gas prices have been on the rise for years.

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Personal Loans and Financial Freedom

Whether you have been planning to take a personal loan because of a crisis, taking up a loan is a serious decision. It should be well thought after before taking the plunge. A personal loan is a type of loan that you can borrow. A precise amount of money which you pay back over a scheduled period. Many lenders have simplified the process of loan application. You’ll be able to get a loan from any bank with your salary that you earn monthly and a good credit score.

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1. Terms By accessing this web site, you are agreeing to be bound by these web site Terms and Conditions of Use, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this web site are protected by applicable copyright and trade mark law.

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Love & Money: How to Break Up … With Your Employer

Gone are the days when people accepted jobs right out of high school or college, and remained with the company for 30 years in order to receive their prized retirement watch. Today’s generation is the exact opposite, with many holding an average of 11.3 jobs from the ages of 18 to 46 (according to the Bureau of Labor Statistics). There is a high probability that many of you WILL leave your place of employment multiple times throughout your career.

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5 Money Lessons From Kanye West’s ‘New Slaves’

A friend of mine, shortly after Kanye West’s performance on Saturday Night Live, started getting all indignant on Facebook about Kanye’s new material. Too angry, too dark, too cynical. Too critical of a world that had given him so much. He argued that Kanye’s early work had the most appeal. I felt I had to remind him that, well, Kanye’s always been cynical about money, fame and its transformative powers; from All Falls Down to We Don’t Care to Spaceship, Kanye’s first record is full of angst about the topic of money, just like his most recent releases — New Slaves and Black Skinhead.

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Looking to Save Money While Dating? Well, Date Smart!

I had the opportunity to hangout with a group of young professionals men after a recent speaking engagement. It was very interesting to hear their take on landing a job, dating and developing relationships. One of their dating perspectives actually mirrored a sentiment shared by some older men. One young man expressed frustration about dating being a very expensive experience and wondered if anyone else actually had a similar perspective. Listening to this group of young men actually caused me to reflect on a conversation that took place at a cookout between some older men.

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13 Celebrities Hacked, Finances Revealed

As of 5:28pm PST yesterday (March 11), a combination of 13 political leaders, music entertainers, businessman and socialites had their finances hacked, with the information posted for all to see. According to TMZ, the list of celebrities attacked in yesterday’s online financial scheme include Kim Kardashian, Paris Hilton, Jay-Z, Beyoncé, Donald Trump, Britney Spears, Hillary Clinton, Joe Biden, Mel Gibson, Ashton Kutcher, Robert Mueller, Eric Holder and LAPD Chief Charlie Beck.

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Credit Score Myths That Can Hurt You & How to Improve Your Score

Some of the myths we will debunk include: o. Closing out old, inactive accounts will help your score o. Opening (but not using) accounts will help your score o. Paying off old debts and judgments will help your score o. Dispute letters can clean up your bad credit Remember, each of the ideas listed above are misconceptions that don’t help your credit rating at all. In fact, when you act improperly based on these myths, they can actually hurt your FICO credit score.

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Foreclosure and Credit Scores

Article by Kat Kally Foreclosure is the legal process that terminates a homeowner’s rights and gives possession of the property to the mortgage lender. Foreclosure is a consequence of a homeowner defaulting on their mortgage loan–not paying the monthly mortgage payment in accordance with the terms of the loan. A credit score is a numerical indication of your financial well-being at a particular point in time. Foreclosures can have a significant impact on your credit score, but you can cushion the hit with smart money management.

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